Why Is It a Good Idea to Pay Your Kids for Chores?


Lately, I’ve started a system where each of our boys has a couple of new chores he must do each day. Yes, even the 4-year-old. I instituted this because I actually cannot keep up with the housekeeping all myself anyway.

I pay them a quarter for each of those jobs, plus I give them extra coins when they exhibit a wonderful attitude.

I’m able to pay them on the spot because I have a big juice jug full of change.

This has been working extremely well for us. Though yes, I always inspect their work, and make them fix things they’ve skipped over, like little Lego men peeking out from under the sofa.

 

Killing bugs for mom also counts as a chore. The 3 of them teamed up to kill the cicada under that stack of books! That particular job was free of charge. Ha!

 

Today I have asked Josh Wilson, of FaithFamilyFinance.com, to fill us in on why paying children for chores is a MARVELOUS idea, not just for us, but for our kids too….

 

Why Is It a Good Idea to Pay Your Kids for Chores?

One financial decision you will need to make with your children is if you should pay your children to do chores. There are several different reasons why this is a good idea. For starters, they can learn valuable life lessons. If you are on the fence about paying your children for chores, read more to find out why it can be a good idea.

Adults Work for Money

Adults work to earn money because they have bills to pay. Paying children for chores teaches them the value of work. They can learn about the incentive of working harder to earn more money. Just as you don’t get paid if you don’t work, you have the option not to pay your child if they don’t complete their chores on schedule.

Until your children are old enough to get a part-time job, paying your children for chores can be a good way to allow your children to work for a goal instead of simply being given everything they want.

It's a great way to teach your kids to work for a goal rather than being given everything! via @AprilandAlan storiesofourboys.com #responsibiityClick To Tweet

Chores Teach Commitment

Chores can consist of daily, weekly, and monthly tasks. Even if you decide not to pay your child for some everyday chores, money is a strong incentive to remain committed for additional chores. Your children can establish a work ethic early on.

Offering to pay your child for optional tasks that you don’t necessarily have to do is a good starting place. By not paying your child for every single chore they complete, you can reward them for their efforts while avoiding the entitlement spirit of thinking they “must” get paid for every chore or they won’t do it.

Chores Can Instill Entrepreneurship

Depending on your child’s personality, paying for chores can instill a level of entrepreneurship. By realizing they can make money by providing a solution to a need, completing chores in this case, they may decide to pursue their own side hustle as they grow older.

For example, if you pay them to mow the lawn, they might ask your neighbors to mow their lawns for cash. During the winter, they might offer to shovel driveways and sidewalks for extra cash. If you only pay them an allowance for not doing chores, they might miss out on these additional money-making opportunities.

Paying for Chores Establishes Expectations

As the parent, you can set the expectations for when your children will be paid for their chores. If your children don’t do it right the first time, have them redo the task to your satisfaction. Chores can be an excellent opportunity to learn attention to detail and working efficiently to maximize their earning potential.

Remember to consider your child’s age and experience when setting expectations. Just as there is a learning curve when you start a new job, your children will need to master new skills as well. As they mature, you can increase your expectations and maybe even give them a raise as well.

Chores Can Encourage Communication

Communication is a two-way street in every relationship. Paying for chores can teach your children communication skills that can benefit them in the professional world. On payday, you can review your child’s performance and encourage them or tell them how they can improve.

Your child can also improve their communication skills because they will learn how to accept feedback, good and bad, from their superiors. Chores can also teach negotiation. Your child might offer to perform additional tasks if they are trying to increase their income.

Children Can Learn Money Management Skills

Earning money allows children the opportunity to learn the value of saving money for future purchases and accomplishing other financial goals. If you offer them additional money for completing extra tasks, your children can have an additional incentive to work hard to achieve their goals sooner.

In addition to paying your children for chores, you can also teach them budgeting and banking. Instead of just giving them money and letting them go on a spending spree, you can have them divide their paycheck into saving, spending, and giving.

For example, you can help your kids open up a savings account and they can watch as their interest grows. Each month opens the doors for a new learning experience, and even earnings for your children. You should likely use an online account with low minimums and fees to help you children keep more of their money. My children use Capital One which has an account created just for them. This will prepare them for adulthood when a portion of each paycheck goes to taxes and living expenses.

Summary

Paying children for chores is one of the most debated topics about parenting. While no parent is required to pay for chores, doing so can teach your child valuable life lessons. If you decide to pay your child, remember that you don’t have to pay them for every single chore, and you can also base the payment on their performance.

 

 

Josh Wilson is the owner of a start-up personal finance blog, Family Faith Finance. Check out his blog and learn more about his journey through life.

 

 

Mommy Moments Link-Up

It’s no secret that motherhood has its seriousness and frustration as well as its joys. That’s why we are here. Life is much easier when traveled with companions! So mamas, let’s join together in the spirit of motherhood and share our moments together. We want to hear the happy, sad, tough, terrible, hilarious moments that make being a mother the best job in the world!

Today I’m partnering with Faith of Life of Faith, as her guest co-host to bring you the Mommy Moments Link-up.

This is a space where readers can find new blogs to check out, and bloggers can link up their stories or tips each week and encourage each other.

So allow me to introduce you to one of my favorite weekly link-ups, Mommy Moments!

Welcome to Mommy Moments! It is a blessing to look back on the past several years with all of our co-hosts, guest hosts, and community of moms linking up to encourage and challenge one another. It’s worth so much to know that moms have been blessed and maybe felt a little less alone in doing what God has called them to do. Thank you all for using your writing to be a blessing to me as well as to the hundreds of other mamas who are reading it. I’m thankful for each of you who have made this link up possible!

 The featured post this week belongs to Create With Joy and the “Inspire Me Monday” Link Up! Create With Joy is such a wonderful place to stop by and share your creativity as well as be inspired by that of others! We love supporting fellow bloggers and other link ups, so stop by and link your posts up there in addition to Mommy Moments every week! 

Inspire Me Monday!

 



 
 
Now, link up your post!
Post can include anything related to mommy-hood, children, homemaking, pregnancy etc. If you aren’t a mom yet, feel free to link up your preparation for motherhood, your journey as you try to conceive, or even a post that would be encouraging to the other moms in the party!

Then, explore some of the other posts in the link-up and say hello to some new blog friends! 




Please, pretty please, we’d love it if you would tweet or share the link up on Facebook so we can all make even more friends! Use the hashtag #mommymoments to help us all stay connected!
We would also love it if you could add the Mommy Moments button to your post or blog so everyone knows where you are linking up! If you are not able to copy/paste the code on your page, please e-mail one of us and we would be happy to send you the code!


 

Good-bye Summer

Only 1 more day until school starts back!!!  Yay!!!!

Y’all, I might have overdone it this summer. Hmmm, Israel, Washington, D.C., trips back and forth to my parents’ as well as Alan’s parents’ house, camps, and the beach!!???

Who does that?

It was wonderful, and yet it was also like eating way too much at an all-you-can-eat donut buffet.

I definitely over-packed this summer with fun activities.

Lesson learned. Schedule more down time. Of course, next summer is a moving summer, so all bets are off for that one.

Daniel with his Vacation Bible School goo.

Good-bye, somewhat-dear summer.

You’ve actually over stayed your welcome. It’s time for fall to arrive. You were a well-behaved summer, the most exciting summer I can remember. There was so much rain that the temps stayed out of the 100s. Thank the Lord for that. We will remember you fondly.

But I need regular life to become more…well, regular…again. So please take a coat with you as you go because last year winter never showed up for work, so it sort of felt like you never truly left us. We’re hoping that won’t happen this year. I happen to like winter.

Goodbye dear summer, thank you for reminding me how much work referee-ing 4 youngsters all day long is when it’s raining outside every blessed day. I do love reminders, but really it is time for you to go.  You really must be leaving. Australia is waiting for you.

All right, hon, you go get cooled off now. Send us some of that rain this winter in the form of snow.

Shut the door, and lock it. I over planned this summer, and I need it to end now.

School supplies are purchased, Open House was last night, and the big day is so close I can taste it.

We received an email the other day saying that the first two days of school will only be half-days, so no school lunch will be provided. I still have to feed them lunch. But I’m not going to let that kind of negativity drag me down, y’all. I bet if I leave ’em up there until 3 with granola bars in their backpack they will just think I got confused……

Kidding. I’m kidding. I will behave.

In all seriousness, we DID have an incredibly fun summer with no mishaps that I can recall. That in and of itself is enough to make anyone thankful. Plus, we went on about  3 different vacations. Amazing.

Yes, this summer actually was quite Disney like.

Here are a few photos of the highlights:

Still one of my favorite places in the world: Destin

Jesus hugging a soldier statue, at a church in Destin.

Some of you will be proud to know that Joshua always makes sure we go to church while on vacation.

 

This is the first time we let them stay up late enough to watch the movie at the pool. It’s always 8:30 before the movie starts, so that it will be dark, and in the past we always had babies.

 

Us in Jerusalem. Wait. Jerusalem? What am I whining about? Best summer ever!!!!

 

Alan’s cousin married one of the most beautiful brides I’ve ever seen, and their wedding was in this incredible building that used to be a Catholic Church.

We danced!

Nonna and DaddyO took the kids back to the hotel around 9, and Alan and I stayed out dancing until 10 or so!!! There should be more weddings. It was so fun to be dancing. More people need to get married and hire a deejay, and then invite us so we can dance.

They danced too.

Also, we taught the boys the YMCA song/dance on this trip.

my clingy sweetheart John David…This boy defines clingy.

By the way, those are the BEST high heels ever. I’ve had them since 2007. I wore them when I walked down the aisle at Amy’s wedding, 9 months pregnant. These are my official wedding shoes.

Just think, in 2001 this was a family of 4.

Washington, D.C. was a bittersweet trip because it made us miss D.C. all over again!!

Hanging with our friends at the Lincoln Memorial

Caleb has studied this giant Megalodon mouth for YEARS, and we finally got to see it in person. *Dreams coming true*

A beautiful day for touring the National Mall

The Capitol

Caleb’s birthday lunch at McDonald’s. Yeah. We’re fancy.

We gave Caleb his choice of places to go on his birthday in D.C. He chose our old neighborhood pool.

Birthday supper at Dairy Queen.

Caleb’s favorite birthday gift…..a Star Wars space ship to build. Anyone who knows Caleb knows he’s a hard core Lego fan.

Movie time with my boys that day my back didn’t work.

It looked this awesome for an hour….and then the strawberry juices ran, and strawberries started sliding off the cake. I just can’t make pretty food!!

The Ultimate Bubble Bath

Family Game Time

Nonna and Aunt Janet took the boys to see the Noah’s Ark replica.

…..and the Corvette Museum

Meanwhile, Sam’s started selling MY FAVORITE gluten-free bread. All other store-bought versions are disgusting. I love THIS stuff.

a house that Caleb built

Hard at work to earn money for a Nintendo Switch. It may take them a while, but they are off to a good start.

 

Yes, okay, this might have been the best summer ever. While I cherish the memories, I have now regressed to “Oh it’s raining, and it’s the last day of summer….Just watch t.v. all day…Yeah, sure, play 3DS too.”

So it’s definitely time to go back to school. Some of the boys were even wishing school was starting back today! Me too, y’all. Me too.

There is a time for everything,

and a season for every activity under the heavens:

2a time to be born and a time to die,

 

a time to plant and a time to uproot,

 

3a time to kill and a time to heal,

 

a time to tear down and a time to build,

 

4a time to weep and a time to laugh,

 

a time to mourn and a time to dance,

 

     Ecclesiastes 3:1-4

 

 

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